Title Insurance

Title insurance companies are one of the many institutions that home buyers and sellers encounter during each transaction. These organizations can also represent insurance companies, lenders, and any other parties involved in the sale. They take on a variety of tasks to help manage a smooth sale. Title agents, who help facilitate the transaction, can […]

Title insurance protects mortgage lenders and homebuyers against certain problems or defects with a title during and following a transfer of property ownership. If there is a title dispute during the sale of real estate, the insurance company will generally pay for legal damages covered by the insurance policy. Title insurance premiums can range from […]

Errors in property ownership records are more common than you think. If you are in the process of purchasing a home, your lender may have spoken to you about owner’s title insurance. This type of insurance covers potential damages in the event that a third party contests your ownership of a property. While most lenders […]

When purchasing a new property, it is important to conduct a title search before signing any contracts. During this process, public records are reviewed to determine the rightful ownership of the property and identify any financial burdens, such as unpaid property taxes or mechanics liens, that must be resolved before the sale can continue. Doing […]

Once you sign a deed of trust agreement (commonly referred to as a mortgage) and move into your home, your interest rate does not have to stay the same forever. When mortgage rates drop, you can go through the refinancing process, which gives you a new mortgage that you can use to pay off the […]