The combination of excitement and dread you may be feeling after purchasing your first home is perfectly normal. The added responsibility of searching for and acquiring homeowners’ insurance could also likely explain why you feel so overwhelmed. Fortunately, there are always professionals who can guide you through this process. There is also one type of […]
Why Is A Commitment In Title Insurance Important?
If you recently became a homeowner, there are certain additional payments you will need to make in order to ensure greater security for your property. One such key investment is title insurance, which is a form of indemnity insurance that protects both homeowners and lenders from financial loss resulting from defects (issues) in a property’s […]
How To File A Title Insurance Claim
Title insurance remains a highly beneficial form of protection, especially for first-time homeowners. This type of indemnity insurance shields you in the event someone sues you and says they have a claim against your home dating to before you purchased it. Common examples of such claims include those tied to the previous owner’s failure to […]
How Home Appraisal Affects Refinancing
A mortgage refinance may seem like a daunting process for many reasons, especially if you are pursuing one for the first time. You likely have multiple questions about which types of loans (fixed-rate mortgage or adjustable-rate mortgage), loan terms, and interest rates are the best fit for you given your financial situation, among other concerns. […]
When Is The Best Time To Consider Refinancing A Home?
Are you considering whether it’s time to think about refinancing your home? You are not alone by any means. When you refinance your mortgage, that means you’re paying off the existing loan with a new loan. Homeowners will refinance their home loan for many different reasons, including: Getting a lower interest rate; Reducing the term […]