Are you trying to determine, “who does title insurance protect?” It may seem like an unnecessary luxury, but title insurance can ultimately shield you from multiple issues in the long run. This is essentially a kind of indemnity insurance that prevents a holder from financial loss that results from liens, encumbrances or defects in a […]
The Process Of Refinancing A Home
Refinancing your home can help you save money and get a better deal on your mortgage. Many homeowners, however, are somewhat intimidated by the process. While it can be long, the process of refinancing your home doesn’t have to be difficult. Getting the support of professionals, such as a title company, can help you navigate […]
What Is A Fixed Rate Mortgage?
Fixed-rate mortgages remain one of the most popular mortgage products in America. According to Freddie Mac, 30-year fixed-rate mortgages account for 90 percent of the home-purchase loan market, while an additional 6 percent chose 15-year fixed-rate loans. The final 4 percent of homebuyers chose adjustable-rate mortgages and loans with other terms. So, what is a […]
What Is A HELOC Loan?
As a homeowner, there may come a time when you need access to a large chunk of cash. Maybe you want to tackle a kitchen remodel or have a sizable debt you need to pay off. Regardless of why you need funds, a HELOC loan could help you get the money you need. What is […]
The New House Checklist
Purchasing a home is an exciting but overwhelming experience, particularly if you’re purchasing your first property. Staying organized throughout the process can help you start your next chapter feeling relaxed and ready for the challenge of owning a new home. While each move will have its own unique requirements, the following steps in the new […]