Owner’s title insurance offers a homeowner protection in the event that someone files a lawsuit against him (or her) and professes to have a claim against the property dating to before it was purchased. A “title” is a document (e.g. a deed) that serves as proof of legal ownership of a home. Claims against a […]
Common Questions About Title Insurance
If you’re a newly minted homeowner, you are likely in the process of deciding which additional home-related expenses to make and which types of insurance you need. One essential form of protection is title insurance, which shields property owners and mortgage lenders against defects or issues with a home’s title (a document proving legal ownership) […]
How Does Refinancing Work?
If you are seeking to reduce your monthly mortgage payments, or wish to obtain a more favorable interest rate or loan term, then you may have considered refinancing your home. Although this process may initially appear complex, you can successfully refinance your mortgage by seeking qualified help and by conducting thorough research. Steps To Refinancing […]
Common Title Insurance Terms
After purchasing a new home, you will likely have multiple questions about how to protect your big investment. One of the most common ways to shield your property from adverse events is by purchasing a homeowners’ insurance policy. This can help pay for damages to your home’s foundation, the cost of replacing lost belongings or […]
How Long To Wait Before Refinancing A Home
The mortgage refinancing process (the act of replacing your existing mortgage with a new loan) can often be daunting to many people, especially first-time homeowners. Part of the reason for this is the fact that there are different types of ways to refinance a home (varying terms, interest rates, etc.), and the laws on mortgage […]