Home title fraud can affect anyone who has purchased a home. Understanding risks of title fraud and what can be done to prevent it from occurring can help homeowners protect their investment. This review discusses what constitutes home title fraud, what risks title fraud presents for home buyers, and most importantly, how homeowners can protect […]
Who Pays For Title Insurance For A Condo?
If you are purchasing a condominium, you may have heard the term “title insurance” in conversation with a real estate agent. Title insurance provides protection should any issues with the title arise. Although a title search will be done prior to closing, problems can be uncovered later, heirs to previous owners may come forward, disputes […]
Who Pays Title Insurance For Land Property?
When purchasing a piece of land, you are also purchasing the legal rights to that land. Without a home and occupants, a land purchase may seem straightforward; however, land sales are quite often complicated by lien issues, recording errors, boundary issues and disputes, illegal deeds and other deed issues. Title insurance protects your ownership rights […]
How A Property Search Will Protect You From A Lien
Any property that is changing hands from seller to buyer requires a significant amount of paperwork. Amplify this if the property has been sold several times in the past, and it becomes easy to see how mistakes and unknown factors may build up over time. If you are buying a property, it is wise to […]
What To Know About Refinancing A Home
Purchasing a home is a significant financial commitment with a small margin for errors. If you have already purchased a home but now want a different mortgage rate, a different lender or even new terms, mortgage refinancing may be right for you. However, a refinance can come with important changes and issues that you may […]